Planning legal indemnity news

Although no two legal indemnity insurance claims are ever quite the same, many of our lack of local authority consent claims share a couple of common themes. Firstly, the works covered are often many years old by the time the claim is received, and secondly, they are frequently instigated by a complaint from a neighbour to the local authority. 

Over the past few months we’ve received questions from conveyancers around the Levelling Up and Regeneration Act 2023, and whether the legislation has any impact on the availability, price, or cover provided under any of our lack of planning consent policies.

When a policyholder’s property is faced with the threat of local authority action for past unauthorised works, seeking a quick and successful resolution to their claim is always our top priority.

Our new policy has been developed to respond to an increasing number of existing residential properties that benefit from a ‘vehicle crossover’, such as a dropped kerb, which has been constructed over an adopted pavement or verge without formal consent from the local authority.